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An illness, an accident or an unexpected situation can arise before or during any type of vacation. Such an event might cause you to cut short your cruise or cause your trip to be canceled altogether. Unfortunately, most cruise lines impose penalties for canceling a cruise within 60 days of departure, up to and including loss of the entire cruise price. A few lines penalize for cancellations as much as 90 or 120 days in advance of departure. Cruise travel insurance can help you in those situations. Most cruise lines offer some form of insurance to protect their passengers from financial loss in the event of an emergency. Details and prices vary from cruise line to cruise line, as do coverage limits and exclusions. If you decide to purchase insurance, you will have two options, to go with the cruise line's plan or to use an independent insurance provider. All offer Trip Cancellation, Baggage, Medical, Dental, Emergency Evacuation, 24 Hour Traveler Assistance, Baggage Delay, Travel Delay, and Accidental Death Coverage. Some policies also have options for Collision/Damage coverage for rented cars, Flight Insurance (a form of Accidental Death Coverage while flying only) and added Emergency Evacuation insurance. Some package policies include coverage for children at no extra charge. To receive the most benefit from the travel policy you must purchase the insurance within 7 to 21 days (varies by company and plan) of making your initial trip payment. Most companies count the day you make the first trip payment as day one (not the day the check is cashed). Insurance Coverage and availability may not apply to people living outside the U.S. and Canada . Find Affordable Cruise Insurance and Cruise Insurance information here. |
Cruise Travel Insurance
